Entrepreneurs received over 56 billion UAH under the 5-7-9% affordable loan program in 2026

In the last week, domestic entrepreneurs issued 832 new loans under the state program “Affordable Loans 5-7-9%” for a total amount of 3.84 billion UAH. Since the beginning of 2026, businesses have already attracted 12.7 thousand loans totaling 56.4 billion UAH.

This is reported by AgroReview

Key funding areas and regional leaders

The lion’s share of loan funds was received by enterprises for:

• financing in areas of high military risk — 19.2 billion UAH;
• development of the processing industry — 15.6 billion UAH;
• investment projects — 8.4 billion UAH.

The largest increase in the amount of issued loans was recorded in the business sector operating in areas of increased military risk: last week, entrepreneurs in such regions received an additional 1.3 billion UAH, which accounts for almost 33% of all new loans issued during the week.

Since the program’s inception (from February 2020), entrepreneurs have received 147.2 thousand loans totaling 516.4 billion UAH. Of this number, during the state of war, businesses attracted 112.4 thousand loans for 426.8 billion UAH.

The leading regions in terms of the number of loans received include Dnipropetrovsk, Odesa, Kyiv, and Kharkiv regions, which are classified as areas of increased military risk.

Support for businesses and program conditions

The largest recipients of loans remain enterprises in the agricultural sector, wholesale and retail trade, as well as the processing industry.

The “Affordable Loans 5-7-9%” program is part of the state policy to support domestic producers within the “Made in Ukraine” initiative. Its goal is to stimulate the development of micro, small, and medium-sized businesses by reducing the cost of loan resources through state compensations or guarantees.

For businesses operating in areas of high military risk, the program provides a reduced rate on investment loans — 1% per annum for the first 5 years and 5% thereafter.

From 2024, the main focus will be on supporting investment projects that create new jobs, contribute to the modernization of enterprises, and restore the country’s economy. Entrepreneurs can receive funding for production expansion, implementation of energy-efficient technologies, development of infrastructure, or reconstruction of facilities affected by the war.

48 authorized banks participate in the program, offering detailed information on lending conditions on their official resources.