Ministry of Economy: Summary of the ‘Affordable Loans 5-7-9%’ Program for the Week – Over 1,200 New Loans
During the past week, Ukrainian entrepreneurs issued 1,260 new loans totaling 4.46 billion UAH under the state program ‘Affordable Loans 5-7-9%’. Since the beginning of 2026, businesses have already utilized this initiative over 10,000 times, receiving 44.6 billion UAH in loan funds.
This is reported by AgroReview
Most Popular Lending Areas
According to statistics, the largest share of financing was attracted by entrepreneurs operating in high military risk zones — 15.2 billion UAH. A significant volume of loans was also directed towards the development of the processing industry (11.2 billion UAH) and investment projects (6.4 billion UAH).
Specifically, lending in high military risk zones demonstrated the most dynamic growth last week — an increase of 1.31 billion UAH. This accounts for 29% of all new loan funds issued under the program during the week.
Results Since the Program’s Launch
Since February 2020, when the ‘Affordable Loans 5-7-9%’ program was launched, entrepreneurs have attracted 144,500 loans totaling over 504.6 billion UAH. During the state of war, 109,700 loans were issued for a total of 414.9 billion UAH.
The leading regions in terms of the number of loans issued include Dnipropetrovsk, Odesa, Kyiv, and Kharkiv regions, which are classified as high military risk zones. The largest amount of loan funds is attracted by companies in the agricultural sector, wholesale and retail trade enterprises, as well as the processing industry.
The ‘Affordable Loans 5-7-9%’ program is part of the policy to develop Ukrainian manufacturers ‘Made in Ukraine’ and aims to stimulate micro, small, and medium-sized businesses by reducing the cost of loan resources through state compensation or guarantees. For businesses operating in high military risk zones, the program offers a reduced rate on investment loans — 1% per annum for the first 5 years and 5% thereafter.
Starting in 2024, the program will focus on supporting investment projects that contribute to job creation, production modernization, and economic recovery. Entrepreneurs will have the opportunity to receive financing for production development, implementation of energy-saving technologies, infrastructure improvement, or the reconstruction of facilities damaged by the war.
There are 48 authorized banks participating in the program. Information about the terms and details is available on the official program website.