Entrepreneurs Attracted UAH 24.5 Billion Under the ‘5-7-9%’ Program Since the Beginning of 2026

In the past week, Ukrainian entrepreneurs signed 943 new loan agreements totaling UAH 4.4 billion under the state program “Affordable Loans 5-7-9%”. Overall, since the beginning of 2026, businesses have attracted 5,300 loans amounting to UAH 24.5 billion.

This is reported by AgroReview

Main Lending Areas and Statistics

The largest volumes of financing during this period were directed towards:

• lending in areas with high military risk — UAH 8.8 billion;
• development of the processing industry — UAH 7.8 billion;
• investment projects — UAH 3.4 billion.

The most significant increase in the amount of issued loans this week was observed in the processing industry sector — +UAH 1.5 billion.

Program Dynamics Since 2020 and Regional Leaders

Since the program’s launch in February 2020, Ukrainian entrepreneurs have received 139,800 loans totaling UAH 484.5 billion. During the period of martial law, 105,000 loans have been issued for UAH 394.8 billion.

Four regions classified as high military risk zones — Dnipropetrovsk, Odesa, Kyiv, and Kharkiv — made it into the top ten regions for the number of loans issued. The largest amounts of loan funds were received by enterprises in the agricultural sector, wholesale and retail trade, as well as the processing industry.

The “Affordable Loans 5-7-9%” program is part of the policy to develop Ukrainian manufacturers under the “Made in Ukraine” initiative and aims to stimulate micro, small, and medium-sized businesses by reducing the cost of credit resources through state compensation or guarantees. For businesses operating in high military risk zones, the program offers a reduced rate on investment loans — 1% per annum for the first 5 years and 5% thereafter.

Starting in 2024, the program will focus on supporting investment projects that create new jobs, promote the modernization of enterprises, and contribute to the recovery of the country’s economy.

Entrepreneurs can obtain financing for production development, implementation of energy-saving technologies, modernization of infrastructure, or reconstruction of facilities damaged due to the war.

The program involves 48 authorized banks. Detailed conditions are available on the official program website.