What Pension Can Ukrainians with an Average Salary Expect in 2025
In Ukraine, the amount of pension directly depends on the duration of insurance experience and the level of salary. According to calculations, if a person has received an average salary for 35 years, they can expect a pension of 5269.9 UAH in 2025. If the work experience is 40 years and the salary has been average throughout that period, the pension payment will increase to 6022.8 UAH.
This is reported by AgroReview
How Pension Changes with Different Income Levels
A significant increase in pension is possible if a higher salary is received. For example, if the salary is 50% higher than the average (as of June 2025, this is 27,883 UAH), with 35 years of experience, the pension will amount to 7904.9 UAH. With 40 years of experience and the same salary, the pension payment will rise to 9034.2 UAH.
Statistics on Pensioners and Payment Amounts in Ukraine
In Ukraine, over 10.3 million people receive pensions. Of these, nearly 7.5 million are individuals who have retired due to age. Others receive special pensions, payments in case of disability, or loss of a breadwinner. The highest pensions are granted to judges, with their average amount exceeding 108 thousand UAH.
- Due to Age: 7,490,320 individuals, average pension amount – 6085.74 UAH
- Due to Disability: 1,574,456 individuals, average pension – 5364.98 UAH
- In Case of Loss of Breadwinner: 682,890 individuals, average payment – 6493.20 UAH
- For Length of Service: 525,134 individuals, average amount – 12,315.12 UAH
- Social Pensions: 54,646 individuals, average pension – 2826.49 UAH
- Lifetime Maintenance for Judges: 3,929 individuals, average payment – 108,321.63 UAH
“In Ukraine, with an average salary and full experience, one can earn a pension amounting to 5269.9 UAH. This requires receiving the average salary for 35 years (or having an average salary over a lifetime)”.
Formula for Calculating Pension Payments
The pension in Ukraine is determined by the formula: the average salary for the last three years is multiplied by the number of years of experience, the ratio of your salary to the average, and 1%. As of June 2025, the average salary for the last three years is 15,057.09 UAH, which is used as the baseline for calculations. Thus, for each year of insurance experience, 1% of the calculated salary is added to the pension amount.